EPF India Archives - Page 2 of 6

PF Balance Check without UAN Number / EPF Balance in passbook.epfindia.gov.in

Know your Employee PF Balance Check without UAN Number online in passbook.epfindia.gov.in or unifiedportal-mem.epfindia.gov.in or EPF Balance Check with UAN and its Amount Status…..
EPF balance Means if the Government Employee can get the Provident Fund. It refers to the EPF contribution of money both employee and employer in the form of monthly salary deduction because after the cutting of EPF, Other Allowances etc you can get the salary. At the time of retirement each and every Government or Private employee can get the Provident Fund with Epf Interest amount. PF is the main advantage in our Country. Lot of retired employees are depending on PF and Pension. Who are getting PF amount those people can track the Employee PF Claim Status

UAN also restricts employers from accessing their employees’ provident fund accounts so as to keep the money safe and secure.

Here we will explain how to know your EPFO Balance without UAN or Employee PF Balance without UAN Number or PF Balance check with UAN Number. Actually Every Employee can check your Provident Fund Balance either by using the SMS Service or Missed Call Service.

How to Check PF balance check with UAN Number online at passbook.epfindia.gov.in

Have to go to the uan login page for the accessing the Unified portal. You have to add the Universal account number and UAN password. You also have to clear the captcha challenge, and you have to tap on the sign-in button. In case you forget the password then you get more detail on the forget password.

Type in any Search engine, for example, in Google or Bing or Yahoo as epfindia.gov.in or unified portal.
Visit the web portal as shown in search engine i.e. epfindia.gov.in
Select for Employee from the Our Services dialog box.
Find Services when the For Employees webpage of EPFO open.
Select Member Passbook under the Services option once the for Employees webpage open.
Now the webpage of the passbook will open. Give your UAN number, Password and finally enter Captcha.
Once you enter all details you will enter into the page. Under the heading Select Member Id to see View Passbook you will click and you will get your passbook.

The passbook will give all the details like your current employer, Member ID/Name, Office Name, Employee Share and Employer Share. It will also give breakup details month wise.

How to know PF Balance check without UAN number in unifiedportal-mem.epfindia.gov.in

The employees receive a unique id i.e UAN and password, which allows them to perform various tasks like checking the pf balance without UAN or viewing any requests or transfers for a claim, update their accounts, and more. But in order to do all of these, employees need to send the UAN and submitting KYC norms.

There are several ways of getting your EPF balance check using PF number and especially if you have a Universal Account Number. Below are five main ways of achieving this

I. By Sending SMS:

For availing the service of SMS, your UAN should be registered with EPFO. SMS service helps you to know PF Balance check without UAN number.
You are required to send an SMS on the number 7738299899.
In the message box write EPFPHO UAN ENG.
This facility is also available in English, Kannada, Malayalam, Gujarati, Hindi, Bengali, etc. So if you want information in Bengali type BEN in place of ENG.

II. By Giving a Missed Call:

You can also get details of your PF balance check without uan by giving a missed call on 011-229014016 from the registered mobile number in UAN portal. In this case, also you do not have to remember your UAN number.
However, you need to be registered on the UAN portal and give KYC details.

III. On UMANG App

Visit on the Google Play store or URL: https://web.umang.gov.in/web/#/ and download UMANG APP. (Unified Mobile Application for New-Age Governance) It is an initiative of Government of India under Digital India Program.
To avail all government services under the common platform.
Once the app is installed select EPFO option from app homepage.
Select “Employee center services option” and enter EPF universal account number.
You will be able to login using an OTP that will be sent to registered mobile number.

Few employees forget the Universal Account Number. Here i will provide the updateful information on How to knowing your UAN.

EPF Balance Check with PF Number in unifiedportal.epfindia.gov.in Website.

Go to Epf India official website i.e https://unifiedportal-mem.epfindia.gov.in as the link.
Scroll down the page that appears and click on the option which is besides Member Passbook service detail.
Upon clicking on that link You will automatically be redirected to EPFO Website. Here you will see ‘Member Balance Information‘ as the heading.
Select your State from the drop down box.
Select your EPF Office.
Choose your Establishment Code.
Correctly enter your PF account number, registered mobile number and name.
You will then have to select the “I Agree” checkbox.
Finally, click on “Submit” button to send the details that you have just filled. You will then be able to see your EPF balance using PF Number.

Make sure that you have an internet connection if you are to access these services. The good news is that the site operates 24 hours a day hence you can access the services when free.

Check the EPF Account Balance Statement in passbook.epfindia.gov.in

There are various ways in which you can check the account balance on the EPFO unified portal. Let us discuss all of them one by one:

Passbook: The simplest way to check the account balance is to reach out to the EPFO portal and then click ‘For Employees’ option under the EPF Portal. There you will find the option as ‘Member Passbook’. You can simply check the account balance by making a login with your username and password.
SMS: 7738299899 is the number on which you need to send an SMS to check the balance. The format is EPFOHO UAN ENG. In place of ENG, you can use the first three words of the language that you prefer. You need to send this SMS from your registered mobile number only.
Missed Call: If you have registered yourself on the EPFO unified portal, you can check your account balance by giving a missed call on 011-22901406. But again, you need to give the missed call with the registered mobile number only.

I think I have summarized all the services provided by the unified portal in this article. If you know about any other service, please do share it with me for the general good of all. If you want more information about Employee PF Balance without UAN Number please visit https://passbook.epfindia.gov.in/

How to check EPF Balance without Uan Number by using UMANG app or by SMS or by IVRS or by PF Number wise?

How to PF Balance check without UAN number through UMANG app?
Download and install the UMANG app on your Smartphone. Open the app and select EPFO before clicking on the ‘Employee Centre Services’ option. To check your EPF balance, tap on ‘View Passbook’ before entering your UAN. Enter the OTP sent to your mobile number and click on ‘Login.’ Finally, select the member ID of the company for which you want to check PF balance.
How to check PF Balance without UAN through IVRS?
You can now your PF balance via IVRS at passbook.epfindia.gov.in website. To pull this off hassle-free, you will first have to visit the portal and search for ‘Our Services’ option. Clink on the ‘Member Passbook’ link to access the login page. Enter your UAN and password to login. It is then that you can check your PF balance easily.

Epfigms.gov.in EPF Grievance Online Registration [Filling Process]

How to Register a Complaint Online through epfigms.gov.in. EPF Grievance Register through Online at EPFIGMS official website epfigms.gov.in….
Anyone can lodge any type of complaints about EPFO to the main office in Delhi or any other branch offices located at various corners of country. There are around 135 EPFIGMS offices all across the country. EPFIGMS is EPF Integrated Grievance Management System that focuses on addressing the grievances of the employees within 30 days of lodging the issue.

Complaints can be lodged by the PF member and can follow up with the epfigms office. There is a form you have to fill to lodge grievances. Here in this article let’s have a clear view of how to fill the form to raise your grievances. You can file your grievances online by following the below steps.

EPF Grievance Register through Online at EPFIGMS official website epfigms.gov.in

All you will be required to do in the first step is to visit the official website of the EPFIGMS which is https://epfigms.gov.in/

Click on option which says Register Grievance.
You will be required to click one of the options provided under the status option.
Then you will be asked to enter your UAN and security code. Provide the details as required then click on get details option.
You will be displayed with a screen which shows all your details like your UAN, mobile number and also your email address.
At the bottom click on an option called ‘Get OTP’, you will get an OTP to your registered mobile number. Enter the OTP and then look for personal details section, from the personal details option, click on your PF number.
A page will be displayed which has an option called ‘Grievance Details’. From the ‘Grievance Details’ section select the type of grievance you want to file.
After this you will be required to describe briefly about your issue against your EPF Complaint up to 5000 words and attach your files in pdf format within the maximum size of 1MB, that are related to your grievance that will support your complaint.
When you register the complaint successfully, everyone will get the confirmation, Reference ID by SMS and your registered email Id.

Hope the article is informative and has provided enough information. For more details visit the of the official website of EPFIGMS which is epfigms.gov.in

How to Register EPF Grievance Online and How to track EPF Grievance Status at epfigms.gov.in?

How to check EPF Grievance status in epfigms.gov.in?
Visit EPF i-Grievance Management System and click on ‘View Status’ once you access the homepage. Now enter the registration number, Grievance password or mobile number. Enter the Captcha code as it appears on the image. Click on the ‘Submit’ button to check the status of the lodged grievance from the comfort of your couch.
How to upload Grievance Document at epfigms.gov.in?
When registering grievance in EPF Grievance Management System, you’ll be required to upload the necessary documents. All you have to do is click on browse and select the PDF file stores in your PC. Next, click on ‘Attach and Upload Documents’ option to proceed. It is then that you should click Add and Submit on the next page.

iwu.epfindia.gov.in/eKYC/ Link your UAN with Aadhaar using Biometric / OTP

Instructions on How to link your UAN with Aadhaar in iwu.epfindia.gov.in/eKYC/ by using either Bio-metric / OTP verification and Track eKYC status…..
There are two methods that EPFO members can use to link UAN with Aadhaar details in e-KYC Portal. These methods include: Using Bio-metric credentials and Using OTP verification.

How to Link your UAN with Aadhaar in iwu.epfindia.gov.in/eKYC/ using Bio-metric Details

Enter https://iwu.epfindia.gov.in/eKYC/ on the search bar of your browser. This is the official link for accessing Epfindia website. Press ‘Enter’ button on your keyboard after typing in the above link correctly.
You will be redirected to the homepage of Epfindia website from where you should click on ‘Link UAN Aadhaar‘ option that can be clearly seen from EPFO members service menu.
Enter your UAN number in the space set aside for this detail.
A One Time Verification Pin (OTP) will then be sent to the UAN registered mobile number. Enter this OTP before clicking on the ‘Submit’ button.
A new page will appear on the screen of your device. Here, you will have to select the Aadhaar verification method. In this case, you will have to choose ‘Using Biometric’ option.
Your bio-metric details will then be captured using a registered bio-metric device. Confirm every detail before clicking on ‘Submit’ button. Your Aadhaar will then be linked to UAN after verification of the bio-metric details.

How to Link your UAN with Aadhaar in iwu.epfindia.gov.in/eKYC/ using OTP Verification

Below is a step by step instruction on how to perform Link your Universal Account Number with your UIDAI online without facing any difficulty whatsoever.

Firstly you must go to access the Employees Provident Fund Organization Website by typing in https://iwu.epfindia.gov.in/eKYC/ on the search bar of your browser. Press the ‘Enter’ button on your keyboard once you type in the above link correctly.
You will be redirected to the homepage of Epfindia website from where you should click on ‘Link UAN Aadhaar’ option. This option can be seen clearly under ‘For EPFO Members’ section that is below the login credentials.

A new page will appear on your screen. Here, you will have to enter your UAN number in the box set aside for this detail.
Enter your mobile number that is linked with UAN. Click on ‘Generate OTP’ button once you type in your registered mobile number.
Now enter the ‘One Time Verification Pin (OTP)’ for verification purposes.
Fill in your Aadhaar Number. You will then receive another OTP that you must enter correctly.
Click on ‘Submit’ button after filling all the mandatory details. You will now have linked your UAN with Aadhaar using OTP verification option.

How to track eKYC in https://iwu.epfindia.gov.in/eKYC/ Website

EPFO members can also track E-KYC without necessarily having to move from their current location. All one needs is a fast internet connection together with a device that can access the internet be it a Personal Computer, Desktop Computer or Smartphone. Any member of EPF who wants to track their E-KYC will have to follow the step by step explanation given below.

Visit IWU eKYC website by typing in https://iwu.epfindia.gov.in/eKYC/ on the search bar of your installed browser. You can decide to use Internet Explorer, Google Chrome or Mozilla Firefox.
Press ‘Enter’ button on your keyboard to initiate the search. This step will depend with the type of device that you are using.
Click on ‘Track E-KYC’ option that is just below the ‘Link UAN Aadhaar’ service.
A new page will appear on your screen. Here, you will have to enter your UAN number.
Next, enter the numbers that appear on the captcha image. You can click on ‘Refresh’ button if you do not see any captcha image.
Finally, click on ‘Track E-KYC’ button to complete the process of tracking E-KYC. You will be able to see the status of E-KYC on the next page that appears.

With Epfindia website, you will never face any problem when it comes to accessing EPF services to employees.

How to Link your UAN with Aadhaar Number either Biometric or OTP at iwu.epfindia.gov.in/eKYC/

How to update Aadhaar number with UAN without employer?
Visit EPF website and select eKYC Portal under online services. You will be redirected to the eKYC Portal where you should click on ‘Link UAN Aadhaar.’ Correctly provide your UAN and enter the OTP sent to your registered mobile number. After successful verification, your Aadhaar will be linked to your UAN.
How to Update Aadhaar Number in EPF account?
Login to EPFO’s unified portal on your smartphone or Personal Computer. Once logged in, click on ‘Manage’ before selecting ‘Modify Basic Details’ option. On the modification page, you have to enter your new Aadhaar number in the space set aside for this detail. It is then that you can view ‘Pending Requests’ on the UAN portal.

Unifiedportal.epfindia.gov.in Services offer in Employees’ PF Organization Website

Services offering in the Employees’ Provident Fund Organization [EPFO] Website i.e https://unifiedportal.epfindia.gov.in….
When Employee Provident Fund was first introduced in India, it was embraced by just a few people both employees and employers. As time went by, there was nothing about the organization that could be admired. The members had a lot of challenges following up on their savings and some would end up giving up and letting it go. For this reason, there was so much unclaimed money at their offices and they also didn’t know how to deal with the situation.

The Employees’ Provident Fund is an initiative started by the Indian government for the sole purpose of saving money that would be used once one retires. The Employees’ Provident Fund is managed by Employees’ Provident Fund Organization (EPFO) which is under the government of India. Through this program, employees’ are required to give out a given percentage of their salary that will then be used once they retire. This initiative has helped many people as they are now able to survive easily once they have been rendered jobless.

How to Read your PF Statement

Contribution made into the Provident Fund is usually part of your salary and an employee can be able to see the amount of money deducted by simply checking their monthly pay slips. In order for an employee to get all the details concerning this contribution, it is necessary that you search for a PF statement which contains all the payments made by the employee and employer.

Services in unifiedportal.epfindia.gov.in website

At the end of every financial year, employees are given a PF statement after collecting it from Employees’ Provident Fund Organization (EPFO). This PF statement contains details such as:

PF Account Number

Before you can have a look at anything else, it is advisable that you start by viewing your PF account number. For people working in an UN-exempted organization, the PF number is represented by a number that represents the regional office, state, PF member code and establishment.

Basic details

Basic details such as name of the establishment, name of the employee, date of birth and address of the establishment are included in PF account number.

Withdrawals

Also included is the withdrawals made during the entire year while working in a given organization. Through the PF account number, it becomes easy to trace all transactions carried out in a given month or year.

Interest

As you start saving with the Employees’ Provident Fund Organization, there are some interest that will accrue on the contributions. At the end of every financial year, all the interest accrued from the employer and employee’s contributions are included in the PF account number.

Opening Balance

The PF account number contains the opening balance which represents all the contributions made by an employee together with total interest earned.

Closing Balance

The closing balance is usually a representation of the total contributions made an employee together with their interests. Furthermore, it also contains the total contributions made by an employer together with the accrued interest.

There are four methods that can be relied upon when reading your PF statement. They include:

Sending a text message
Using the EPFO Website
Using the EPFO application
Giving a missed call

Sending a Text Message

An employee can only get their PF statement through an SMS if they have integrated their UAN number with KYC details. Once this is done, a person can the use the steps below to get the PF statement.

Send EPFOHO UAN ENG message to 7738299899
In order for you to send this message, it is advisable that you select the most suitable language which will make it easy to accomplish everything. Once the message has been delivered, you will be able to get your PF statement as a text message.

Using the EPFO unifiedportal.epfindia.gov.in Website

Before you check your PF statement on https://unifiedportal.epfindia.gov.in/ website, you have to ensure that your employer has activated your Universal Account Number (UAN). After successfully activating the UAN, use the simple steps below to read your PF statement.

On your browser, type https://unifiedportal.epfindia.gov.in/ as the official link of Employees’ Provident Fund Organization (EPFO) Website.
Once in the website, select the services tab from where you can then click on ‘For employees’.
In the website, click on ‘Member passbook’ option from the services tab. This action will generate a login page.
Now enter your UAN number and password to log into Employees’ Provident Fund Organization (EPFO) Website.
After logging into the site, you can check your PF statement.

Using the EPFO application

For you to use an EPFO application to get the PF Balance statement, you have to make sure that your UAN number has been activated by the employer. Once this is done, download the EPFO app from Google play store. After successfully downloading the application follow the guideline below to check your PF statement.

Open the EPFO application and click on ‘Member’
In the new page that appears select Balance or Passbook option.
Now enter your UAN number and the mobile number which you registered with. Wait for some time as the system confirms your details before finally checking the PF statement once it has been approved.

Giving a missed call

It is also possible to get your EPF balance and statement by simply making a missed call to an authorized number using your registered mobile number. This option can only be used once you have integrated your UAN with KYC details. With this in place, it becomes easy to make a missed call to 011-22901406 by using your registered mobile number. Once the missed call has been initiated, a message containing all your PF details will be sent to you.

For Employers

There are three main services offered to employers on this portal and they are:

Online Registration of Establishment

This gives you an option to either login to your account if you have one or creating an account with Shram Suvidha Portal. There are very simple steps followed to login to the site and all you need to do is:

Fill in your user Id.
This is followed by the password.
And the last part is filling in the verification code and you’ll be set to login.

2. Online ECR / Challan Submission

Employee Provident Fund Organization launches online receipt issue of ECR (Electronic Challan Cum Return). This service has been available since April 2012. All employers were requested to Register their establishments by creating their user ID and a password through this portal.

The employer then gets an option of uploading the Electronic Return. Once this is uploaded, return data is displayed via a digitally signed copy that comes in a PDF format. The PDF can also be printed if the employer so desires. Once the employer approves the ECR online, Challan will be popped depending on uploaded return. In case there is need of making any payments, they can either be done by taking a printed copy of the Challan and making payment in any branch of SBI (State Bank of India) that have been designated for the same or via internet banking of SBI.

Applying for an EPF Withdrawal Online

With the new EPFO website, it is now possible for employees to submit their EPF withdrawal application within a matter of minutes. This can be done using the step by step explanation given below:

On your browser, enter https://unifiedportal.epfindia.gov.in/ as the official link of EPFO Website.
Log into the account by using your UAN number and password.
Once in the site, click on ‘Manage’ tab and select KYC to see whether your KYC information is correct and verified.
On the Online services tab, click on ‘Claim’. This action will automatically redirect you to the claim page.
Click on ‘Proceed for Online Claim’ to continue submitting your claim. This should be done once you have selected the claim that you want i.e. EPF part withdrawal of EPF settlement.

EPF vs PPF – Employee Provident Fund vs Public Provident Fund

Differences between EPF and PPF or EPF vs PPF [Employee Provident Fund vs Public Provident Fund]…..
India is a developed country which seeks to provide better livelihood for its citizens. The country his highly populated and has 29 states where each has its own complete governorship. The country also holds a lot of self-help schemes from both private and public sector.

Employee provident fund

EPF is government oriented idea which covers all employed/salaried people. Organizations or companies in both sectors register their employees who have attained the 20 members. Those with fewer employees can also register the employee.

Employee provident fund (EPF) was designed as a saving scheme where employees will benefit at the retirement age. The EPF gains interest according to the EPFO and country rates. The rates are ranging at 8.55% in the current provision. Here the employer and employee contribute to the scheme where the amount should sum up to 12%. This amount is given every month and starts as soon as one is employed.

Public provident fund

PPF is also a popular scheme in the Indian country and hold vast number of people. PPF is government formulated but has differences compared to the EPF. The scheme unlike the EPF is open to all citizens whether employed, self-employed or not employed at all. Here the retired citizens can join the scheme regardless of the age.

The PPF scheme is not a mandatory saving scheme as members don’t have a specified amount to give. Taking the EPF where they have fixed amount of 12%. The PPF allows minimum amount of RS 500 and maximum amount of RS.1,50,000/-.

The Indian government also gives a fixed rate return unlike the EPF which has rates according to the financial year. This account can be opened by any registered bank or the post office anywhere in the country. The current tax rates range in the 8% mark and remain fixed unless a change from the government. PPF has no controlling body like EPFO and members can register at free will.

Qualities for both EPF vs PPF

Safety

We all have the fear of losing, the scheme are both safe in terms they are government oriented. The EPF and PPF stand almost at the same levels of safety. Members are sure to get their savings when the tenure of maturity is reached. Though the EPF has an EPFO body backing it up and the funds going to the equities which is a bit of risk if any fails. The India government ensures the schemes are well funded and employees get their share at retirement.

Liquidity

The schemes have a slight difference in terms of liquidity. Here the EPF allows members to withdraw before the retirement age. If the employee is not employed for one month, they get 75% of the share and if this goes beyond the time frame mention the can get more or whole amount saved.

This applies if you withdraw before the 5 years period is done. The account stop working after three year duration unlike the PPF one can only withdraw after 5 years are done. However, this makes no difference as the schemes benefits employees and their families.